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Privacy Policy

Last updated: Bloomclearing

This Privacy Policy describes how Bloomclearing collects, uses, stores, and protects personal information when you visit bloomclearing.world or interact with our services.

1. Introduction and Data Controller

Bloomclearing, located at 151 W 34th St, New York, NY 10001, United States, operates the website bloomclearing.world and is the data controller responsible for your personal information. We are committed to protecting your privacy and processing your data in accordance with the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA) where applicable, and other relevant international privacy legislation.

By using our website, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the practices described herein, please discontinue use of our website and services. For questions regarding this policy, contact us at hello@bloomclearing.world or by phone at +1 212-695-4400.

2. Information We Collect

2.1 Information You Provide Directly

When you contact us through our contact form, subscribe to communications, purchase educational products, or engage with our consulting services, we may collect the following personal data:

  • Full name
  • Email address
  • Phone number (if provided voluntarily)
  • Message content and inquiry details
  • Billing and payment information (for product purchases, processed through secure third-party payment processors)
  • GDPR consent confirmation and timestamp

2.2 Information Collected Automatically

When you visit our website, we may automatically collect certain technical and usage information, including:

  • IP address (anonymized where possible)
  • Browser type and version
  • Operating system
  • Referring URL and exit pages
  • Pages viewed, time spent on pages, and navigation paths
  • Device type and screen resolution
  • Cookie identifiers and similar tracking technologies (subject to your consent preferences)

2.3 Information from Third Parties

We may receive limited information from third-party analytics providers and payment processors solely for the purposes described in this policy. We do not purchase personal data from data brokers.

3. Purpose of Data Processing

We process your personal data for the following specific purposes:

  • Responding to inquiries: To read, process, and respond to messages submitted through our contact form or email.
  • Service delivery: To provide educational products, consulting guidance, and personalized routine plans you have requested.
  • Website functionality: To ensure the proper operation, security, and performance of our website.
  • Analytics: To understand how visitors use our website and improve content and user experience (only with your consent for non-essential cookies).
  • Legal compliance: To comply with applicable laws, regulations, legal processes, and enforceable governmental requests.
  • Communication: To send service-related notifications, policy updates, and — with your explicit consent — educational newsletters.
  • Fraud prevention: To detect, investigate, and prevent fraudulent transactions and unauthorized access.

We do not use your personal data for automated decision-making or profiling that produces legal or similarly significant effects.

Under the GDPR, we process personal data based on the following legal grounds:

  • Consent (Article 6(1)(a)): When you submit our contact form, accept cookies, or opt into marketing communications.
  • Contractual necessity (Article 6(1)(b)): When processing is required to fulfill a purchase or service agreement you have entered into with us.
  • Legitimate interests (Article 6(1)(f)): For website security, fraud prevention, and internal analytics that do not override your fundamental rights.
  • Legal obligation (Article 6(1)(c)): When we are required to retain or disclose data to comply with applicable law.

5. Data Retention Period

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected:

  • Contact form submissions: Retained for up to 24 months from the date of submission, unless a longer period is required for ongoing correspondence.
  • Customer and purchase records: Retained for up to 7 years to comply with tax and accounting obligations.
  • Cookie consent records: Retained for up to 12 months from the date of consent or rejection.
  • Analytics data: Aggregated and anonymized data may be retained indefinitely; identifiable data is retained for up to 26 months.
  • Marketing communications data: Retained until you withdraw consent or unsubscribe, plus a 30-day processing period.

When retention periods expire, personal data is securely deleted or anonymized so it can no longer be associated with you.

6. Data Sharing and Third Parties

We do not sell, rent, or trade your personal information to third parties. We may share data with the following categories of recipients under strict contractual safeguards:

  • Hosting providers: To store and serve our website infrastructure.
  • Email service providers: To deliver responses to your inquiries and service communications.
  • Payment processors: To securely process transactions for educational products and services.
  • Analytics providers: To analyze website usage (only when you have consented to analytics cookies).
  • Legal authorities: When required by law, court order, or to protect our legal rights.

All third-party processors are bound by data processing agreements that require them to protect your data and process it only according to our instructions.

7. International Data Transfers

Your data may be transferred to and processed in countries outside the European Economic Area (EEA), including the United States. When such transfers occur, we implement appropriate safeguards including Standard Contractual Clauses approved by the European Commission, and we ensure that recipients maintain adequate data protection standards consistent with GDPR requirements.

8. Security Measures

We implement technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • HTTPS encryption for all data transmitted between your browser and our servers
  • Secure server infrastructure with regular security updates
  • Access controls limiting data access to authorized personnel only
  • Regular review of data collection, storage, and processing practices
  • Incident response procedures for potential data breaches
  • Employee training on data protection and privacy best practices

While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is completely secure. We cannot guarantee absolute security but commit to notifying affected individuals and relevant authorities of any breach as required by applicable law.

9. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

  • Right of access: Request a copy of the personal data we hold about you.
  • Right to rectification: Request correction of inaccurate or incomplete data.
  • Right to erasure: Request deletion of your personal data where there is no compelling reason for continued processing.
  • Right to restrict processing: Request limitation of processing under certain circumstances.
  • Right to data portability: Receive your data in a structured, commonly used, machine-readable format.
  • Right to object: Object to processing based on legitimate interests or for direct marketing purposes.
  • Right to withdraw consent: Withdraw consent at any time where processing is based on consent, without affecting the lawfulness of prior processing.
  • Right to lodge a complaint: File a complaint with your local data protection authority.

To exercise any of these rights, contact us at hello@bloomclearing.world. We will respond within 30 days of receiving a verifiable request. We may need to verify your identity before processing your request.

10. Children's Privacy

Our website and services are not directed at individuals under the age of 16. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child under 16 without parental consent, we will take steps to delete that information promptly. If you believe a child has provided us with personal data, please contact us immediately.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will update the "Last updated" date at the top of this page and, where appropriate, notify you via email or a prominent notice on our website. We encourage you to review this policy periodically.

12. Contact Information

For privacy-related inquiries, data subject requests, or concerns about this Privacy Policy, please contact:

Bloomclearing
151 W 34th St, New York, NY 10001, United States
Email: hello@bloomclearing.world
Phone: +1 212-695-4400